Lumaktaw sa pangunahing content

How Risky Are You? High Risk Industries That Need Insurance Cover

Let’s face it, not all industries are equal when it comes to the risks they face and this can impact on the type of insurance cover you need. After all, higher risks mean that you often have more complex insurance needs. As Perth insurance brokers, we know a lot about the various risks that different industries face and we’re here to share some of the riskiest jobs in Australia.

Agriculture, forestry and fishing

Agriculture, forestry and fishing is one of the highest risk industries to be employed in and it has the highest number of fatalities of any other industry. The main reason that this industry has such high rates of worker fatalities, serious injury and poor health is the constant exposure to agricultural machinery and pesticides. As a physically demanding job, the risk of injury is increased when workers are exposed to difficult terrain, inclement weather and remote locations.

Transport, postal and warehousing

Coming in as a close second as Australia’s riskiest industry is the transport, postal and warehousing industry. There are a number of issues which contribute to this industry being risky including traffic related accidents, injuries from loading and unloading heavy loads, falls from trucks, exposure to heavy vehicles and equipment, and the physical nature of warehousing type jobs.

Construction

It probably comes as no surprise that construction ranks as one of Australia’s riskiest industries. If you work in this area, you’re exposed to working from heights, various uncompleted work sites, power tools, heavy equipment and other risk factors. However, it should be noted that there are fewer injuries and fatalities in this industry compared to the transport industry despite there being double the amount of workers in construction.

Manufacturing

If you work in the manufacturing industry, you’re in one of the highest risk industries. There are a number of factors contributing that this including the requirement to often work with heavy machinery and equipment, incidents of slipping or falling, lifting and carrying heavy objects, and general body stress.

Electricity, gas and water services

Working in the electricity, gas and water services industry means that you’re exposed to a number of risks, largely due to the physical nature of your work, exposure to electrical sources, and the difficult locations and conditions where you’re required to carry out work.

If you work in one of these higher risk industries, speak to your insurance broker to ensure you have the right cover in place to protect yourself financially from the risks you face on a daily basis.

If you need some guidance from insurance brokers in Perth, GSK Insurance Brokers have the necessary industry experience to develop insurance solutions for you and your business. We have a loyal customer base stretching across Australia thanks to our commitment to identifying your specific areas of risk and seeking out the most appropriate cover – let us take a look at your insurance today!

For a professional insurance brokers Perth, speak with the team at GSK Insurance Brokers today on (08) 9478 1933.

The post How Risky Are You? High Risk Industries That Need Insurance Cover appeared first on GSK Insurance.




Read full article here:How Risky Are You? High Risk Industries That Need Insurance Cover
via https://www.gskinsurance.com.au/

Mga Komento

Mag-post ng isang Komento

Mga sikat na post sa blog na ito

5 Things to Consider With Your Commercial Insurance

Your business is your livelihood and no matter how many precautions you put into place, the unexpected can happen. To protect yourself financially when things go wrong, you need to have the right commercial insurance in place. When it comes to insuring your business, there are a few things you need to consider so you can be confident all of your areas of risk are covered. Let’s take a look! 1. Have I considered all areas of risk? The most important thing that you must consider with your commercial insurance is the specific risks facing your business. Consider things like your internal and external risks, when and where risks are likely to occur, and who would be affected if something went wrong. Think about previous incidents which have occurred and consider the worst case scenario. For example, what would it mean to the business if the premises were seriously damaged? 2. Which policies should I consider? There are a range of policies which may be included in your commercial insur...
Mag-post ng isang Komento
Magbasa nang higit pa

What to Consider With Your Commercial Property Insurance

When it comes to protecting your business from unexpected costs, commercial insurance for your property is essential. Unfortunately, many businesses are underinsured with their property insurance which leaves them at significant financial risk following an unexpected event such as a fire or storm. No matter the size of your business, you need to make sure you have the right level of cover in place; and with that in mind, we’ll be taking a closer look at commercial property insurance. What is commercial property insurance? Commercial property insurance is designed to protect your building and fixtures from insured events, such as damage from occurrences like fire, burst pipes, and storm damage. When you consider how important your business premises are when it comes to running your business, it’s easy to see why it’s so important to have the right insurance in place so you can get back up and running as quickly as possible with minimal financial impact. Depending on your policy, you ...
Mag-post ng isang Komento
Magbasa nang higit pa

How Using an Insurance Broker Can Help You Save Some Serious Money

If you’re thinking of getting in touch with an insurance broker in Perth to give you a hand with your cover, it’s a smart move! There are a number of benefits associated with using an insurance broker – they’re experts when it comes to the world of insurance and can help you find the best cover possible for your unique set of risks. Of course, one of the main benefits that comes with using a broker is that they can save you money. Let’s take a look at how they do it. They can shop around If you’re like most people, you just don’t have the time to compare a whole heap of different policies to find the right price. That’s where your broker comes in. They’ll compare a number of different policies on your behalf to find cover that offers the best value. Due to the professional networking connections your broker has, they also have the power to negotiate with insurers around the cost of your premiums. They get the balance right The problem with opting for the cheapest insurance policy ...
Mag-post ng isang Komento
Magbasa nang higit pa