Noah Leighton Insurance Broker

The trucking business is highly competitive and you face a number of unique risks when you’re on the road. From unexpected accidents to other irresponsible drivers on the road, there are plenty of situations which could impact on your business financially. Whether you’re a smaller business with a single truck or you have multiple vehicles, you need to ensure that you have the correct insurance cover in place. Today, we’ll be taking a closer look at commercial heavy truck insurance and how it applies to you. What’s covered by heavy truck insurance?   Heavy vehicles can include commercial earthmoving equipment, livestock carriers, refrigerated carriers, building industry equipment, general carriers, tippers, and a range of other vehicles. Before you take out your insurance cover, always specify what vehicle you work with so you know that you don’t require an alternative form of cover. When it comes to heavy truck insurance , the cover that you’re offered will vary according to ...

To protect your home and contents, it’s essential that you have the right home and contents insurance in place. While it’s easy to think that it’ll never happen to you, the reality is that Australian homeowners face a range of threats from events such as fire, theft and natural disasters and these can have a devastating financial impact. It’s not just dramatic events such as storm damage which can cause problems – incidents of water damage have been rising dramatically and this type of damage is costly to repair. In Australia, the average claim from water damage has increased dramatically by 72% in the five years from 2014 to 2018. Unfortunately, many Australians are underinsured and don’t have the level of cover they require for this level of damage. So, what can you do to protect yourself? GSK Insurance Brokers provide tailored home and contents insurance so you can be confident that you’re protected against loss, theft or damage. Protect your home and contents Whether you’re a h...

Are you trying to decide whether you should go direct with an insurer or through an insurance broker? As you’re probably aware, insurance is designed to protect you financially when things go wrong and it’s vital to have the right package in place. While you can go directly through an insurer, using the services of an insurance broker offers a number of advantages. An insurance broker is an industry expert who acts on your behalf to find the best insurance cover based on your risks and needs. They are available to answer any questions you may have and also act on your behalf at claim time for the best outcome. If you’re looking for insurance brokers in Perth , GSK Insurance Brokers lead the industry when it comes to creating insurance solutions. Today, we’ll be sharing what GSK Insurance Brokers can offer for your insurance needs. 1. Industry leaders GSK Insurance Brokers were established in 1981 and since that time, we’ve been providing expert insurance advice to Perth businesses f...

Risk management is an essential part of running a business to ensure continued growth and success and commercial insurance is an essential component of your risk management strategy. No matter how carefully you plan, the unexpected can happen and having the right insurance in place means that your business is protected financially when things go wrong.  Today, we’ll be taking a closer look at what factors you need to consider when taking out commercial insurance.  Why do you need commercial insurance?   Commercial insurance offers ongoing peace of mind so you can be confident that you’re protected financially. No matter how much planning you put into place, things can go wrong and this can have serious financial consequences for you and your business. Without the right insurance in place, a single incident has the potential to devastate your business financially and you may not be able to recover. In fact, many businesses may find that they’re unable to continue opera...

When it comes to protecting your business from unexpected costs, commercial insurance for your property is essential. Unfortunately, many businesses are underinsured with their property insurance which leaves them at significant financial risk following an unexpected event such as a fire or storm. No matter the size of your business, you need to make sure you have the right level of cover in place; and with that in mind, we’ll be taking a closer look at commercial property insurance. What is commercial property insurance? Commercial property insurance is designed to protect your building and fixtures from insured events, such as damage from occurrences like fire, burst pipes, and storm damage. When you consider how important your business premises are when it comes to running your business, it’s easy to see why it’s so important to have the right insurance in place so you can get back up and running as quickly as possible with minimal financial impact. Depending on your policy, you ...

While people appreciate the difference a beautifully groomed lawn can make to the look of their home, they also often can’t be bothered to keep up with the mowing themselves!  Luckily, that’s where you come in with your lawn-mowing business, taking pride in getting unkempt grass looking its best. While you’re most probably kept busy year-round getting people’s lawns into order, it’s important that you remember to take the time to protect yourself financially with insurance. Today, we’ll be looking at some of the main insurance policies you should consider with your lawn-mowing business. 1. Public liability insurance Public liability insurance is designed to protect you financially if you cause damage to property or injury to a third party as a result of your actions at work. It also covers legal costs if you need to hire a lawyer during the claims process. It’s very easy for damage or injury to occur while mowing lawns, from someone tripping over your equipment to a flying rock...

As a business owner, you rely on the steady source of income that your regular business operation provides. So what would you do if your business was suddenly unable to operate? If you’d struggle financially during a pause in your business, that’s where business interruption insurance comes in. When it comes to commercial insurance , business interruption insurance is one of the most important forms of cover that you should consider – here’s why! What is business interruption insurance? A lot of businesses assume that property and contents cover is sufficient to protect themselves from the financial impact of an unexpected event such as theft, storms or fire. While it’s true that these policies will cover the cost to fix the damage, it doesn’t offer protection for the period during which your business can’t operate. For example, after serious water damage, you could be unable to enter your business premises for some weeks. Business interruption insurance will cover the financial los...