Noah Leighton Insurance Broker

GSK Insurance Brokers provide cyber insurance to businesses across Australia and we’ve seen the impact cyber-crime can have with data breaches, attacks by hackers, viruses and malware. Unfortunately, many businesses simply aren’t protecting themselves enough against this type of crime. Today, we’re sharing some of the common cybersecurity mistakes businesses make so you can avoid them! Assuming your business is too small to be a target Unfortunately, a lot of smaller businesses don’t place much importance on cybersecurity and assume that criminals are more likely to target larger businesses. However, businesses of all shapes and sizes are vulnerable to cyber-attack and smaller businesses are often a more appealing prospect due to minimal security measures. Make sure that your business takes cyber security seriously and don’t assume you’re immune from attack. Not having a cybersecurity policy A lot of businesses don’t even consider having a cybersecurity policy in place and...

In Australia, we’re known for our hot weather and outdoor lifestyle. However, the heat comes at a price and the summer months often see the devastation of bushfire across the country. At GSK Insurance Brokers , we’ve seen our share of property insurance claims following bushfire and the devastating consequences it can have on families. Today, we’ll be looking at what you can do to keep your property safe this bushfire season. Protecting your property Maintain your garden – Keep your gardens in check during fire season to prevent fire from escalating. Keep your lawn short, rake dead leaves on a regular basis and remove excessive undergrowth. Clean your gutters – A build-up of debris in your gutters is the perfect fuel for fires so keep on top of gutter maintenance during fire season. Also, consider installing metal gutter guards to prevent debris and embers getting into the gutters. Install mesh screens – Take as many precautions as you can to avoid embers getting into the ...

As business insurance brokers , we know all too well that most businesses look forward to the end of year so everyone can enjoy a much needed break. However, with the New Year looming, now is the perfect time to start thinking about some goals for next year. Let’s take a look at some of our favourite New Year resolutions which may resonate for you and your business. 1.      Fine tune work life balance As a business owner, it’s easy to find yourself working long hours while neglecting your personal life. Make this year the year where you work towards finding a positive work life balance which allows you to prioritise downtime to avoid burnout. Think about practical strategies to allow this to happen, such as delegating more to other employees. 2.      Improve communication Communication is key when it comes to running a successful business, whether it’s with customers or employees. To improve communication with customers, think ...

The digital age has opened a lot of doors for businesses and as technology has evolved, businesses have embraced the fact the once complex tasks are now simple and a wider customer base can be reached. However, there are also a number of risks which come of an increasingly digital landscape and many businesses are falling victim to cyber-crime. Luckily, businesses can be protected from these scenarios with targeted cyber insurance . Let’s take a look at some of the reasons why this cover for your business is so important. 1. Cyber-crime continues to grow Cyber-crime continues to grow and it’s increasingly posing a threat to businesses of all sizes. In fact, the Cyber Security Review estimated that cyber-crime costs the Australian economy up to $1 billion per year in direct costs. Just some examples of cyber-crime that your business could fall victim to include ransomware, spam, phishing scams, hacking and identity theft. 2. Existing insurance may not cover cyber attack A lot of bu...

With so many people coming and going from restaurants and cafes across Australia each day, it’s no surprise that there are times when accidents happen. Although your restaurant or café insurance is always there to protect you in the event of a liability claim, it’s best to avoid accidents from happening in the first place. Let’s take a look at some easy steps you can take to keep your café or restaurant as accident free as possible! Preventing accidents in your café or restaurant Act immediately – In many cases, accidents can be prevented simply by acting quickly in the event of spills or breaks. If a glass is broken or drinks are spilled, deal with it immediately so it doesn’t pose a hazard for patrons. Always put out caution signs while you’re cleaning up any spills. Correct maintenance – Ongoing maintenance is essential for accident prevention and keeping your premises in good condition will make all the difference. Small issues such as uneven pavement or a rickety stair can c...

Business owners face a unique set of risks and no matter how prepared you are, an unexpected event can have serious financial consequences. This is why you need to protect your business with insurance. As expert business insurance brokers , we know all too well the importance of having the right insurance package in place. Today, we’ll be looking at some of the most common business insurance policies which you should consider to cover the risks your businesses faces. Public liability insurance This form of cover is designed to protect you financially if you cause damage or injury to a third party as the result of your actions at work. The costs involved with a liability claim can include medical bills, rehabilitation costs, repairs and replacements. Professional Indemnity insurance If you provide a professional service or give professional advice, you need to consider having professional indemnity insurance in place. This cover is designed to protect you if a third party suffers lo...

A good insurance broker is worth their weight in gold. Not only do they help you in the initial stages of finding the right insurance package for your needs, but they also have the industry connections to ensure the best deal possible at a competitive price. Claim time is also made simple when you have a broker as they act on your behalf and deal directly with the insurer. But how do you go about finding a good insurance broker? Let’s take a look! Ask for recommendations The best place to start when it comes to finding a good insurance broker is to ask around for recommendations. Ask family and friends if they have anyone they can recommend and, if you own a business, ask other business owners for their opinion. If you know business owners who work in a similar industry to you, it’s definitely worth speaking with them as they may use as the broker who has industry specific experience.   Look at reviews Reviews and testimonials are a great way to get an idea of the level of serv...