Tradesmen are often self-employed which means you’re responsible for arranging your own insurance cover. While there may be a number of forms of insurance cover which apply to your work, one of the most important policies for you to consider is public liability insurance. Today, we take a closer look at which tradesmen should consider public liability insurance and what you can expect from this form of cover. What is public liability insurance? Public liability insurance provides financial protection if you cause damage to property or injury to a person as the result of your actions at work. Liability insurance also covers your legal bills if you need to hire a lawyer as part of the claims process. Although public liability isn’t generally compulsory for tradesmen in Australia, it offers essential financial protection for your business. No matter how careful you are in your work, unexpected damage or injury can occur to your clients or any other third party. The financial implicatio...