Noah Leighton Insurance Broker

As a business owner, you rely on the steady source of income that your regular business operation provides. So what would you do if your business was suddenly unable to operate? If you’d struggle financially during a pause in your business, that’s where business interruption insurance comes in. When it comes to commercial insurance , business interruption insurance is one of the most important forms of cover that you should consider – here’s why! What is business interruption insurance? A lot of businesses assume that property and contents cover is sufficient to protect themselves from the financial impact of an unexpected event such as theft, storms or fire. While it’s true that these policies will cover the cost to fix the damage, it doesn’t offer protection for the period during which your business can’t operate. For example, after serious water damage, you could be unable to enter your business premises for some weeks. Business interruption insurance will cover the financial los...

The winter weather can be a source of disruption for many Australian businesses due to issues caused by heavy rainfall, lightning and floods. As the experts in business insurance , we get a lot of calls over the winter months from business owners who’ve been impacted by storm damage. Being prepared for storms means that you can recover more quickly or avoid damage altogether. Today, we’re looking at some steps you can take to protect your business from storms this winter. Get regular maintenance Regular maintenance can help you to identify possible risks and address them before they become a bigger issues during a storm. Overhanging tree branches, loose roof tiles or guttering, or loose fencing can all increase the risk of more serious damage during a storm. Organise a regular maintenance schedule to take care of potential issues. Secure your assets If a storm is approaching, think about how you’re going to secure your business assets. Do your business vehicles need to be relocated...