Noah Leighton Insurance Broker

 When it comes to insurance, your insurance broker in Perth is the best person to speak to – as industry professionals, they have in-depth knowledge and experience to help you navigate the world of insurance. Given the complexity of insurance, it’s no wonder that a lot of people have questions! Today, we’re helping you out by answering some of your most commonly asked questions. Why do I need an insurance broker? Choosing an insurance broker is a far simpler and more cost effective way of taking out an insurance package. Your insurance broker has the industry knowledge to find you the best insurance and a competitive price. They’ll analyse your areas of risk and ensure that you have the right level of cover so you’re not caught short at claim time. They also make claims simple by liaising with the insurer on your behalf. What do I need to do when I have a claim? The first thing you should do when you need to make an insurance claim is to give your insurance broker a call. They’...

If you run a business, chances are you’ve heard of public liability insurance and almost all businesses need to have this cover in place. However, product liability insurance is also an essential form of cover which protects against claims related to products that you supply. Let’s take a closer look at product liability and why it’s important for your business. Product vs public liability insurance Public liability is designed to protect you financially if you cause injury to a person or damage to property following your actions at work. On the other hand, product liability insurance will protect you financially if the products you supply cause damage or injury. As with public liability insurance , product liability insurance will also cover legal bills if you need to use a lawyer during the claims process. Why is product liability insurance important? Even if you don’t manufacture the products yourself, product liability insurance is an essential cover for many businesses. If yo...

It’s essential that as a nurse you have the right insurance in place to cover your unique risk exposures. Specifically, nurses need to ensure they have professional indemnity insurance. So, what exactly is professional indemnity insurance and how does it apply to you? As the experts in nursing insurance , we’re here to share what you need to know about professional indemnity insurance. What is professional indemnity insurance? Professional indemnity insurance is designed to cover professionals who give advice or provide a service. It will protect you financially if a third party suffers loss, whether it’s financial loss, property damage or personal injury, which has occurred as a result of an act, error, omission while carrying out your professional duties. Not only can indemnity insurance cover the cost of a successful claim for damages, but it can also protect you financially against legal or public relations costs. At times, a simple error in judgement or unintentional breach of c...