Insurance is one of those things where you don’t need it until you, well, need it. It’s designed to protect you financially so you’re covered when something goes wrong. When the time comes for you to make a claim , it’s understandable that you want the process to be as fuss-free as possible. Today, we’ll be sharing our top tips to help ensure your claims process runs as smoothly as possible. Check your PDS In many cases, it’s a good idea to check your insurance policy Product Disclosure Statement (PDS) to see if you can make a claim. It’s easy to check what your exclusions and inclusions are so you have a better idea as to whether you have a valid claim. Call the police if necessary If your claim involves an incident such as theft, burglary or vandalism, keep in mind that the insurer will often require a police report to go ahead with a claim. For this reason, it’s generally a good idea to contact the police to log the incident. Remember to ask for an incident number and wri...