When we talk about essential insurance cover for Perth businesses, public liability insurance has to be at the top of the list. This policy is designed to protect you financially if you cause damage to property or injury to a person as a result of your actions at work. So why is this cover so important? Today, we’re looking at the reasons why Perth businesses need to have public liability insurance in place. Things can go wrong Although you might be careful in your business practices, you can’t plan for everything and sometimes the unexpected can happen. From a client slipping in your office to an employee inadvertently damaging client property on site, it’s so easy to find yourself on the receiving end of a liability claim. While all businesses should have a risk reduction strategy in place to reduce the likelihood of a claim, liability cover should form part of this strategy for your own peace of mind. Claims are costly If you’re found liable following a successful claim, yo...