Tradesmen are often self-employed which means you’re responsible for arranging your own insurance cover. While there may be a number of forms of insurance cover which apply to your work, one of the most important policies for you to consider is public liability insurance. Today, we take a closer look at which tradesmen should consider public liability insurance and what you can expect from this form of cover. What is public liability insurance? Public liability insurance provides financial protection if you cause damage to property or injury to a person as the result of your actions at work. Liability insurance also covers your legal bills if you need to hire a lawyer as part of the claims process. Although public liability isn’t generally compulsory for tradesmen in Australia, it offers essential financial protection for your business. No matter how careful you are in your work, unexpected damage or injury can occur to your clients or any other third party. The financial implicatio...
Insurance is necessary for businesses of every shape and size as it protects you financially if things go wrong. If you provide products to your customers, it’s important that you protect yourself from claims for related damages with product liability insurance . So, how do you know if this form of cover applies to you? As the experts in public and public liability insurance Perth, we’ve seen first-hand the importance of ensuring that your business has product liability cover in place where necessary. Let’s take a closer look at product liability insurance and how it applies to your industry. What is product liability insurance? Most of us have heard of public liability insurance , which protects you financially if you cause damage to property or injury to a person as the result of your actions at work. But what happens if the damage or injury is caused by products that you’ve installed? That’s where product liability insurance comes in. Product liability insurance protects you fina...